• Bettabilt Homes | Registered Estate Agent No 560, Licence No 41E | Paphos, Cyprus Properties For Sale

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+357 26 271 292

Cleo@Cyprus101.com

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Select one of the frequently asked questions below to learn more about buying, selling, and living in Paphos.  If you have any other questions please feel free to contact us anytime and we’d be happy to assist.

Question about Living in Cyprus

Can you Explain the Buying Process in Cyprus?

The Buyer on finding the property he wants to buy normally puts down a deposit for the property, pending the clean Title Deeds search which is done by a lawyer.  The Seller will provide the Title deeds search certificate issued by the Land Registry and pass this over to the Buyer or his legal representative for their due diligence.

Once the contract is signed by both parties, specifying the outstanding amount required, the contract is submitted to Land Registry and stamped.  Lodging the sale contract at the Land Registry by the purchaser means that a charge is created on the property and that their money is safe.  

In the final stage of the property selling process, the  transfer of the property takes place. The seller has to submit various Tax Clearances, for example the IPT (the Immovable Property Tax), Sewage Tax, the Municipality or Council Bills, etc., to ensure  the Buyer receives ‘clear property’. In return, the Seller on the receipt of the relevant sum of money, will surrender the property to the Buyer who receives the keys and transfers the utilities into his name.

Cyprus101, PaphosEstateAgent and PropertyofCyprus are Registered Agents #560, License #41E marketing brands of Bettabilt Homes.

Is it safe to buy a property with no Title Deeds?

It depends on the property. If the property is part of a project where subdivisions need to take place before the title deeds are issued then this may take a long time to get the deeds. If the developer has financial issues or has taken a mortgage on the land then it is a definite no. However, if an individual is selling and has  obtained the certificate of final approval and has submitted application for the title deeds and has the AX number then it a safe buy.

 

Cyprus101, PaphosEstateAgent and PropertyofCyprus are Registered Agents #560, License #41E marketing brands of Bettabilt Homes.

What is an AX Number?

An AX number  is a unique reference number issued by the Land Registry when an application is made to acquire the Title Deed.  The Land Registry will issue your developer an AX Number when he submits an application for Title Deeds to be issued for yours and other properties covered by his planning application.  If your developer has applied for Title Deeds to be issued, he should be able to advise you of the application’s AX reference number. This is important when selling a property. Your developer or solicitor either tell you or research the matter.

How do we calculate property transfer fees?

Why Should I Choose PaphosEstateAgent (Cyprus101) to Sell my Property?

We provide flexible marketing options for sellers so you can choose what is right for you – no pressure!  Please read what some of our valued sellers in Paphos have said about us on our Testimonial’s page.

We have qualified and serious clients, many of whom are cash buyers, that have not found the perfect home. They have seen many properties in the Cyprus market but have not found the one. These are serious buyers and we need your help to meet their requirements!

How We Sell Your Property 

We have a dynamic marketing strategy starting with our own responsive, mobile-friendly and up-to-date website that ranks well in popular search engines such as Google and Yahoo. We have a strong social media presence and overall strong internet presence which is where the majority of all buyers start their home search.  This site along with our other domains are one of our strengths.  Our placement on Rightmove, Zoopla and in popular, local magazines such as Paphos Post, our Premium Membership on popular forums, inclusion in directories and other print ads contribute to our success.  Additionally, we maintain strong relationships with reputable, licensed estate agents in Cyprus and worldwide allowing us to take advantage of the unique buyers market in Cyprus from young families to retirees to investors.

If you are thinking about putting your home on the market call or email us to discuss our comprehensive marketing strategy.  Also take the time to read our tips on  Home Staging which helps you as a seller know what can help make or break a sale (in some cases).  The very important aspect of Getting Ready for Home Showings  is just as crucial in making a good first impression.

When you’re armed with the right information, and an experienced professional, you’ll be closer to reaching your goal – selling your home without stress, and for the best price.

The Cyprus property market is bustling and it takes an experienced professional to sell your home efficiently and profitably.  We are Licenced Estate Agents with a team of experienced property and marketing specialists that offer professional service with a personal touch!

Please contact us if you have any questions about selling your property in the Paphos area. When you decide to sell, we will be your advocate, your guide, and your fierce negotiator. We will work hard to make yours a great sale.

We Will Sell Your Cyprus Property Stress Free

Cyprus 101 Property Team Advantage

Cyprus101, PaphosEstateAgemt and PropertyofCyprus are Registered Agents #560, License #41E marketing brands of Bettabilt Homes.

Why should I use a Licensed Estate Agent in Paphos to Buy or Sell a Property


Buying a property will likely be one of the largest investments you will make whether it is a holiday home, a retirement home or your “forever” home. Finding a good agent to sell your property is just as important.  In order to make the right decision you need to find a good, licensed estate agent based in Cyprus.

Firstly, let me tell you the difference between an unlicensed agent and a licensed agent.

A licensed agent holds a license from The Cyprus Real Estate Agents Association (CREAA).  This means any contract signed with a licensed agent is enforceable by law protecting both the estate agent and the vendor.

A licensed agent also must carry insurance to protect the purchaser against either the agent or developer becoming bankrupt.

A licensed agent can also save you thousands of Euros.  A licensed agent in Cyprus means that his receipt is deductible from Capital Gains Tax hence saving the seller money.

An estate agents fee is paid by the seller.  A buyer should never pay an agent a commission or a “finders fee.” Smaller companies can be flexible and have lower commission rates if exclusive contracts are signed and some can be slightly higher for example if other agents are involved. This would be worked our in a signed contract before marketing begins.

Unlicensed agents are actually working illegally. They may have nice websites with lots of hits on it however, they may want to lock you in to an agreement with a high commission rate and there is no law protecting them or the seller if anything goes wrong. Many do work professionally and are trustworthy BUT it is still illegal to market and sell properties without being a licensed estate agent.

An unlicensed agent can not legally handle any money. Many licensed estate agents don’t handle money either as the laywers generally handle all finances and legal matters in order to simplify the transaction.

What Questions Should I ask a Licensed Agent when Buying

Does the property have title deeds?
A property with title deeds will not have a mortgage on the land. Your appointed lawyer can do a search at the Lands Office to make sure there are no encumbrances (mortgages on the land) and check the status of the deeds and advise you accordingly.
Can I have a valuation done?

Yes, but the Lands Office will officially determine what the value is and it may differ slightly from the valuer’s amount and this affects the transfer fees.

How can we secure the property?

Generally a good faith deposit is recommended in order to take the property off the market. We usually ask for a reservation fee of 5000 euros which is paid in the first instance to the purchaser’s lawyer in order for him/her to do the necessary checks before paying it to the vendor’s lawyer. The remaining payment terms are then detailed in the contract which is drawn up by the lawyers. If no deposit is given then the sellers and agent are free to show the property to other clients. In an aggressive market or on a bargain priced property it is important to provide the deposit so you do not lose the property to another buyer.

Do you recommend lawyers? 

Many estate agents can recommend several lawyers that they know to be professional and have a good reputation. Never use a lawyer that anyone says must be used and/or offers free services. Call several lawyers and ask questions, make sure they specialize is conveyancing and fees can be discussed beforehand also. Your chosen solicitor can inform you of all costs involved in buying a property and advise you on your purchase.

Questions to Ask a Licensed Agent if you are Selling

How many and what homes have you sold in my area?
This will give you an idea of the fair market value and how your agent is doing in comparison to other agents you may interview.
How close is the selling price to the listed price of homes sold? 
Again, good for comparison and to know if the suggested valuation of your home and listing price will meet your financial needs after commission and other fees are paid.

On average how long does it take you to sell a property? 

In Cyprus, we have seen properties sit on the market for years mainly due to the sellers refusing to price according to the market, faulty building or problematic. If a property is priced at market value and has title deeds then you can compare to other homes that are similar. Your agent can and should give you tips on home staging, improvements and updates that could be done to increase curb appeal and attractiveness of the home.

Do you have a reference list of clients I could contact? 

Many websites have updated Testimonials pages that you can read. If you need more information they could provide emails for their previous clients. Luckily, Paphos and Cyprus are small so word of mouth spreads quickly so usually talking to people in town will provide some good feedback.
How many buyers are you currently working with? 
Many agents work with other companies also so they are not only helping their own buyers, but are in collaboration with others who will bring buyers to them if they do not have a suitable home on their own books. Most of the established and professional agents have good working relationships with other agents both in Cyprus and overseas.
What if I am not happy with the job you are doing to market my property?  

If you have not chosen a sole agency agreement then a seller is free to market their home with as many agents as they like. Some sellers like only one agent to have access to their home while others want as many as possible. The advantage of having one agent is that there is only once company to deal with i.e. one set of keys, one contract to sign making it easier for sellers to deal with one professional company that they can trust.  In addition, with our network of partners and associates we can market the property through these companies increasing the number of viewings and chances to sell the property. All viewings with associates and their clients will be accompanied by ourselves.

How will you market my property? 

Marketing to overseas clients usually requires a variety of resources from a strong online presence to good relationships with other agents. Try to gauge how well your agent knows their market and how to effectively gain qualified buyers.  Also make sure they have the local market covered which would require more word of mouth and professional relationships with local businesses.
In the end, you have to decide who will do the best job for you. Allowing someone into your home or allowing someone to help you choose a home to purchase requires a level of trust and understanding. A good professional relationship and an agent who really understands your needs as a buyer or a seller will help everyone enjoy their real estate experience.  It should be a memorable and happy one, not one filled with stress and uncertainty!   We look forward to hearing feedback of your experience with us or other agents and welcome any additions to our real estate pointers above.

Cyprus101, PaphosEstateAgemt and PropertyofCyprus are Registered Agents #560, License #41E marketing brands of Bettabilt Homes.

Utilities in Cyprus

Electricity is supplied by The Electricity Authority of Cyprus also known as EAC. They control the cost of the electricity services throughout Cyprus. Electricity bills are issued every 2 months and include your usage, a fixed fee and a tax. You can pay your bill at your bank, ATM, online or in person at the offices of the EAC. To pay your bill online you must first set up an account with www.jccsmart.com. If you buy or rent a property in Cyprus you will need to ensure the account is set up in your name which entails you visiting the electricity authority and providing them with your passport, rental contract or title deeds and the relevant deposit.  Water supply in Cyprus is provided by The Cyprus
Water Development Department with branches throughout the island.  Bills are issued every quarter and in order to change the account to your name you need to visit their offices with the relevant identification and deposit.  Water bills can be paid in the same way as electricity bills.

Each October you will receive a bill for communal expenses which include removal of rubbish and cleaning fees. Costs for this depend on the size of your property.

Is a Resale Property as Good a Value as a New Property in Paphos?

This is really just a matter of preference, but both newer and older homes offer distinct advantages, depending upon your unique taste and lifestyle.

In Paphos older homes can generally cost less than new properties, however, there are many cases where new homes can also cost less then older homes. Most new homes will not have mature gardens and some will not have any landscaping. With an older villa, the landscaping is normally already completed and could have extensive landscaping done, which is included in the purchase price.

In a new house, you can pick your own color schemes, flooring, kitchen cabinets, appliances, custom wiring for TV”s, electrical, computers, phones and speakers, etc., as well as have more upgrade options. Modern features like media rooms, extra-large bathrooms and bathtubs are also more attainable in ground-up construction. In a resale property , you rely largely on the previous resident’s tastes and technological whims, unless you plan to spend thousands into a remodeling and rewiring.

New-home designers can use new building materials such as glazed Energy Star windows, thicker insulation and other technology that will lower future energy costs for the owner. Most areas now have minimum energy-efficiency requirements for new construction. Kitchens and utility areas in new homes are designed to house more efficient energy-saving appliances. Older homes, unless they have undergone an energy retrofit, usually cost much more per square meter to air-condition and heat.

Older homes can be better judged for their quality and timeless beauty. New homes that now possess a smooth veneer might reveal the use of substandard building materials or shoddy workmanship over time. As you can see there are advantages and dis-advantages to each, but it really comes down to what fits you and what you are looking for in a home.

Healthcare System in Cyprus

Healthcare System in Cyprus

Many expats relocate to Cyprus as the healthcare offered is effective and relatively cheap.  Most of the doctors working in both the private and public sector have been trained overseas and most speak English.

Public sector healthcare is either free or inexpensive to citizens of the EU.  Emergency medical treatment is provided free to both citizens of Cyprus and expats although care either as an in-patient or out-patient will likely result in a fee.

State funded hospitals can be found all over Cyprus with the south of the island being recognised as offering a better service than the Turkish occupied North of the island.

Citizens from EU countries are eligible for free state healthcare and can receive a medical card when they register for paying social contributions.  The Ministry of Health provides health care in Cyprus which is financed by collecting taxes.

Retired expats need to apply for an S1 form in the UK which will entitle them to free treatment from Cyprus healthcare providers.

Of course with Brexit looming, there are no guarantees the current system will remain in place.

Expats can take out private medical insurance from the many providers which allows access to a wider variety of facilities and can offer treatment faster than the public sector where there can be long waiting lists.  With a private health insurance plan you normally pay for your treatment upfront and claim it back from the insurance company.

Pharmacists in Cyprus are highly qualified and most speak English.  They, like the UK can offer medical advice and even treatment for minor ailments.

Schooling in Cyprus

Schooling in Cyprus

When moving to Cyprus with children one of the most important decisions you will have to make is whether to enroll your child in one of the public Greek speaking schools or whether an international private school best fits your child’s needs.

Younger children can often adapt quickly and settle in a state school with no issues, whilst others may find it very difficult and may require extra tuition.  Whilst there is no fee to attend state school if your child requires extra tutoring this will incur costs.

Fee paying international schools offer children the chance to learn in English and to work towards International General Certificate of Secondary Education qualifications which are trusted by schools worldwide.

Fees vary from school to school but are likely to cost several thousand Euros per year.  In addition to these fees parents will have to buy school uniforms and course books. Parents are always encouraged to visit potential schools in the area you are moving to before deciding which option is best for their child.

In Paphos there are several international schools including:

International School of Paphos:  Aristoteli Savva 100, Paphos 8060 who provide education from kindergarten through to Year 12.  Telephone +357 26821700 Fax +357 26942541 Email: info@isop-ed.org

The Leaning Centre : (TLC) of Peyia:   St Georges Road, Peyia, Paphos 8560 accepts students from the age of 3 years – 18 years

Telephone +357 26910226 Email: info@tlcpeyia.com

Private British School ASPIRE: Tomb of the Kings Avenue, Paphos 8046 educates children from the age of 3 years – 18 years

Telephone +357 26623606 Email: info@aspirecoe.com

Transportation in Cyprus

In Cyprus there are two methods of public transport.  You can use the bus service which has improved in recent years.  There is an island wide bus service with buses departing regularly.   In the summer months buses run about every 15 minutes from main stops.  Each bus usually displays it’s destination in the front windscreen. The frequency of buses can reduce to certain areas in the winter months.  Bus time tables and schedule information can be found in the tourist information offices and from the bus companies. To check information online please search their website at www.pafosbuses.com/cyprus/buses/37 or you can telephone 8000 5588

If you prefer not to use the bus service you can travel via taxi.  Paphos offers two types of taxi service which are known as “service taxis” or private taxi.  Service taxis are basically shared taxis which collect passengers from central locations and make some stops to other central locations.   This form of transport incurs a fixed rate charge to each passenger but be aware that they do not pick up or drop off in smaller towns or villages.  Reservations are required for a service taxi , sometimes also known as intercity taxis. Telephone 26923800 or 77777474 to reserve in the Paphos area.

Private taxis also operate all over the island and unlike service taxis they provide service to all areas of Cyprus.  These taxis can either be hailed in the street or pre-booked in advance by contacting the relevant company. There are also many taxi ranks in popular areas where you can walk in .  In the Paphos area Stevies Taxi company are highly recommended and can be reached on telephone 99675191. In Kato Paphos there is Mayfair Taxi on 26954200. If you require wheelchair accessible taxis in the Paphos area C & A Taxi can be reached on 99485976.

Fares can either be arranged in advance when booking or will be calculated via meter after an initial starting fee.

Transporting your Pet to Cyprus

Many pet transportation companies offer assistance in exporting your pet to your new home in Cyprus.  The service offered can vary from company to company or you may choose to make all the necessary arrangements yourself.  The UK Government’s website contains information on all the necessary requirements.

Animal welfare charities in Paphos such as Paphiakos and CCP Animal Welfare can offer guidance on the process as can the Ministry of Foreign Affairs of the Republic of Cyprus who have their own website.

At present pets travelling from one EU country to another require a current pet passport to enter Cyprus.  

Veterinary services in Cyprus are generally less expensive than in some countries and Paphos has many recommended vets including:

Paphos Vets the Veterinary Center of Dr Yiannis

134 Ayiou Stefanou, Chlorakas, Paphos 8250

Tel: 70 009290

Peyia Pet Care Centre

Agiou Georgiou, Peyia

Tel: 26 622775

D&N VET VETERINARY CLINIC

Old B7, Mesogi

Tel: 26 819942

CYVETS VETERINARY CENTRE

Tassou Papadopoulou Avenue, 138, Paphos 8025

Tel: 26 811111

Volunteering Opportunities in Cyprus

Paphos has many organisations and charities in dire need of volunteers.  Whether it be helping out in the local hospices, animal shelters, charity shops or refugee organisations, your assistance as a volunteer will always be appreciated.  Listed below are some of the website addresses you can access:

Friends Hospice of Paphos

http://paphoshospice.org

Cyprus Samaritans

http://www.cyprussamaritans.org

Paphiakos & CCP Animal Welfare

https://www.cyprusanimalwelfare.com

Cyprus Refugee Council

https://cyrefugeecouncil.org

We provide flexible marketing options for sellers so you can choose what is right for you – no pressure!  Please read what some of our valued sellers in Paphos have said about us on our Testimonial’s page.

We have qualified and serious clients, many of whom are cash buyers, that have not found the perfect home. They have seen many properties in the Cyprus market but have not found the one. These are serious buyers and we need your help to meet their requirements!

How We Sell Your Property 

We have a dynamic marketing strategy starting with our own responsive, mobile-friendly and up-to-date website that ranks well in popular search engines such as Google and Yahoo. We have a strong social media presence and overall strong internet presence which is where the majority of all buyers start their home search.  This site along with our other domains are one of our strengths.  Our placement on Rightmove, Zoopla and in popular, local magazines such as Paphos Post, our Premium Membership on popular forums, inclusion in directories and other print ads contribute to our success.  Additionally, we maintain strong relationships with reputable, licensed estate agents in Cyprus and worldwide allowing us to take advantage of the unique buyers market in Cyprus from young families to retirees to investors.

If you are thinking about putting your home on the market call or email us to discuss our comprehensive marketing strategy.  Also take the time to read our tips on  Home Staging which helps you as a seller know what can help make or break a sale (in some cases).  The very important aspect of Getting Ready for Home Showings  is just as crucial in making a good first impression.

When you’re armed with the right information, and an experienced professional, you’ll be closer to reaching your goal – selling your home without stress, and for the best price.

The Cyprus property market is bustling and it takes an experienced professional to sell your home efficiently and profitably.  We are Licenced Estate Agents with a team of experienced property and marketing specialists that offer professional service with a personal touch!

Please contact us if you have any questions about selling your property in the Paphos area. When you decide to sell, we will be your advocate, your guide, and your fierce negotiator. We will work hard to make yours a great sale.

We Will Sell Your Cyprus Property Stress Free

Cyprus 101 Property Team Advantage